1. A shem tov is rather to be desired than osher rav, and chen (grace) rather than kesef and zahav.
2. The oisher (rich man) and the rahsh (pauper) have this in common: Hashem is the Oseh (Maker) of them all.
3. A prudent man foreseeth the ra'ah, and hideth himself, but the naïve trudge on, and are punished.
4. By anavah (humility) and the Yirat Hashem are osher, and kavod, and chayyim.
5. Thorns and pachim (snares) are in the derech of the crooked; he that is shomer over his nefesh shall be far from them.
6. Train up a na'ar in the derech (road) he should go, and when he is old, he will not depart from it.
7. The oisher ruleth over the rahshim (paupers), and the loveh (borrower, debtor) is eved (slave) to the ish malveh (lender).
8. He that soweth iniquity shall reap aven (iniquity), and the shevet (rod) of his wrath shall disappear.