15. He that is guaranty for a zar shall suffer for it, and he that hateth pledging collateral is secure.
16. An eshet chen retaineth kavod (honor, respect), but ruthless men retain osher.
17. The ish chesed (merciful man) doeth good to his own nefesh, but he that is cruel harmeth his own self.
18. The reshah worketh a wage of sheker, but to him that soweth tzedakah (righteousness) shall be a sachar emes (sure reward).
19. As tzedakah (righteousness) leadeth to Chayyim, so he that pursueth ra'ah pursueth it to his own mot (death).