3. For what does the scripture say? “Abraham believed God, and it was credited to him as righteousness.”
4. Now to the one who works, his pay is not credited due to grace but due to obligation.
5. But to the one who does not work, but believes in the one who declares the ungodly righteous, his faith is credited as righteousness.
6. So even David himself speaks regarding the blessedness of the man to whom God credits righteousness apart from works:
7. “Blessed are those whose lawless deeds are forgiven, and whose sins are covered;
8. blessed is the one against whom the Lord will never count sin.”