14. A good person will be surety for a neighbor,but whoever has lost a sense of shame will fail him.
15. Do not forget the kindness of your backer,for he has given his very life for you.
16. A sinner will turn the favor of a pledge into misfortune,
17. and the ungrateful will abandon his rescuer.
18. Going surety has ruined many who were prosperousand tossed them about like waves of the sea;It has exiled the prominentand sent them wandering through foreign lands.
19. The sinner will come to grief through surety,and whoever undertakes too much will fall into lawsuits.
20. Help your neighbor according to your means,but take care lest you fall yourself.