12. Those who work hard all day come home and sleep in peace. It is not important if they have little or much to eat. But the rich worry about their wealth and are not able to sleep.
13. There is a very sad thing that I have seen happen in this life. People save their money for the future.
14. Then something bad happens and they lose everything. So they have nothing to give to their children.
15. People come into the world with nothing. And when they die, they leave with nothing. They might work hard to get things, but they cannot take anything with them when they die.