4. If you deny yourself in order to accumulate wealth, you are only accumulating it for someone else. Others will use your riches to live in luxury.
5. How can you be generous with others if you are stingy with yourself, if you are not willing to enjoy your own wealth?
6. No one is worse off than someone who is stingy with himself; it is a sin that brings its own punishment.
7. When such a person does something good, it is only by accident; his selfishness will sooner or later be evident.
8. A selfish person is evil; he turns his back on people's needs
9. and is never satisfied with what he has. Greed will shrivel up a person's soul.
10. Some people are too stingy to put bread on their own table.
11. My child, treat yourself as well as you can, and bring worthy offerings to the Lord.
12. Remember that death is coming for you some day, and you haven't been told when that will be.
13. Before that day comes, be kind to your friends; be as generous as you can.
14. Don't deny yourself a single day's happiness. If there is something you want to do and it is lawful, go ahead!
15. Some day all that you have worked for will be divided up and given to others.