2. If a person has a clear conscience and never gives up hope, he is certainly to be congratulated!
3. It isn't right for someone who is selfish to be rich. What use is money to a stingy person?
4. If you deny yourself in order to accumulate wealth, you are only accumulating it for someone else. Others will use your riches to live in luxury.
5. How can you be generous with others if you are stingy with yourself, if you are not willing to enjoy your own wealth?
6. No one is worse off than someone who is stingy with himself; it is a sin that brings its own punishment.