12. Whoever belittles his neighbor lacks sense,but a man of understanding remains silent.
13. Whoever goes about slandering reveals secrets,but he who is trustworthy in spirit keeps a thing covered.
14. Where there is no guidance, a people falls, but in an abundance of counselors there is safety.
15. Whoever puts up security for a stranger will surely suffer harm,but he who hates striking hands in pledge is secure.