10. Many have refused to lend, not out of wickedness, but they were afraid to be defrauded without cause.
11. But yet towards the poor be thou more hearty, and delay not to shew him mercy.
12. Help the poor because of the commandment: and send him not away empty handed because of his poverty.
13. Lose thy money for thy brother and thy friend: and hide it not under a stone to be lost.
14. Place thy treasure in the commandments of the most High, and it shall bring thee more profit than gold.
15. Shut up alms in the heart of the poor, and it shall obtain help for thee against all evil.
16. Better than the shield of the mighty, and better than the spear:
17. It shall fight for thee against thy enemy.
18. A good man is surety for his neighbour: and he that hath lost shame, will leave him to himself.
19. Forget not the kindness of thy surety: for he hath given his life for thee.
20. The sinner and the unclean fleeth from his surety.
21. A sinner attributeth to himself the goods of his surety: and he that is of an unthankful mind will leave him that delivered him.
22. A man is surety for his neighbour: and when he hath lost all shame, he shall forsake him.
23. Evil suretyship hath undone many of good estate, and hath tossed them as a wave of the sea.
24. It hath made powerful men to go from place to place round about, and they have wandered in strange countries.