14. Good things and misfortune, life and death, poverty and wealth, are from God.
15. Wisdom, and discipline, and knowledge of the law are with God. Love and the ways of good things are with him.
16. Error and darkness have been created by sinners. And those who exult in evil, grow old in evil.
17. The gift of God remains with the just man, and his advancement will have success unto eternity.
18. There is one who is enriched by spending sparingly, and this is the extent of his reward.
19. About this, he says: "I have found rest for myself, and now I alone will eat from my goods."
20. But he does not know how much time will pass before death approaches, and then he must leave everything behind to others and die.
21. Stand fast in your covenant, and become familiar with it, and grow old in the work of your commandments.
22. You should not spend time in the works of sinners. Instead, trust in God and remain in your own place.
23. For it is easy, in the eyes of God, to make a pauper suddenly rich.