11. The Scripture says, No man who believes in Him [who adheres to, relies on, and trusts in Him] will [ever] be put to shame or be disappointed. [Ps. 34:22; Isa. 28:16; 49:23; Jer. 17:7.]
12. [No one] for there is no distinction between Jew and Greek. The same Lord is Lord over all [of us] and He generously bestows His riches upon all who call upon Him [in faith].
13. For everyone who calls upon the name of the Lord [invoking Him as Lord] will be saved. [Joel 2:32.]
14. But how are people to call upon Him Whom they have not believed [in Whom they have no faith, on Whom they have no reliance]? And how are they to believe in Him [adhere to, trust in, and rely upon Him] of Whom they have never heard? And how are they to hear without a preacher?