22. If anyone does not love the Lord [does not have a friendly affection for Him and is not kindly disposed toward Him], he shall be accursed! Our Lord will come! (Maranatha!)
23. The grace (favor and spiritual blessing) of our Lord Jesus Christ be with you.
24. My love (that true love growing out of sincere devotion to God) be with you all in Christ Jesus. Amen (so be it).